Colorado’s insurance landscape has evolved significantly. More people now seek personalized coverage to meet their unique insurance needs. In this environment, independent insurance agents play an essential role. They offer tailored solutions by working with a variety of insurance companies. This gives clients access to a range of products and services that fit their needs. As Colorado continues to grow and diversify, the support of independent agents becomes even more vital. They deliver reliable, customized insurance coverage, including health insurance and personal insurance options.

What Makes Independent Insurance Agents Unique?

Independent insurance agents differ significantly from their captive counterparts. While captive agents represent just one insurer, independent agents can partner with many providers. This gives them more flexibility and allows them to offer a variety of policies. Whether it’s auto, home insurance, or commercial insurance for businesses, independent agents have the advantage of a wide selection. Their market access ensures clients can receive competitive premiums and the right insurance coverage.

Advantages of Independent Insurance Agents:

• Personalized approach: They focus on understanding each client’s specific insurance needs.
• Diverse product offerings: Independent agents offer a range of options, including homeowners insurance, life insurance, and commercial insurance solutions.
• Local expertise: Agents have deep knowledge of Colorado’s unique risks, from wildfires to severe weather.

Why Independent Insurance Agents Are Vital to Colorado’s Communities

Independent agents are more than just insurance providers. They are deeply rooted in Colorado’s communities. These professionals adhere to a customer-first philosophy. They prioritize client needs and offer transparent guidance. They work with trusted insurance companies, helping clients secure the coverage that fits their situation. This approach ensures peace of mind, knowing that individuals and businesses have the right protection.

Key Benefits to Local Communities:

• Customer-first approach: Independent agents work to build long-term relationships, offering personal support.
• Support for local economy: They help clients access affordable rates, benefiting families and businesses.
• Insurance for local businesses: Independent agents ensure businesses get tailored solutions for their unique risks.

The Challenges Independent Agents Face in Colorado

Independent agents face several challenges in today’s competitive market. Larger agencies and national insurers often have more resources, making it harder for smaller independent agents to stand out. However, independent agents can overcome this by leveraging their local knowledge and personal service. This creates value that larger agencies cannot easily replicate.

Challenges Independent Agents Face:

• Competition from larger agencies: Bigger agencies may dominate, but independent agents offer personalized service.
• Regulatory hurdles: Insurance laws and policies can change frequently, making compliance tricky.
• Industry changes: Digital platforms and tools are altering the way insurance is sold and serviced.

Despite these challenges, independent agents continue to succeed by offering value. Their personalized service, local ties, and knowledge of industry changes help them stay relevant and competitive.

How Independent Insurance Agents Support Clients in Colorado

Independent agents provide invaluable support. They offer tailored solutions that meet the specific needs of Colorado residents and businesses. Whether it’s home insurance, business insurance, or auto coverage, independent agents go above and beyond to help clients. For example, they help individuals and families find coverage for Colorado-specific risks, like wildfires or flooding. Agents are also adept at handling more specialized business needs. They ensure businesses are protected against risks that are unique to the area.

Examples of How Independent Agents Help:

• Homeowners insurance: Protecting families against common risks like wildfires and floods.
• Business insurance: Helping local businesses comply with state insurance requirements and mitigating risks.
• Auto insurance: Finding the best coverage options for drivers in Colorado’s unpredictable weather.
• Life insurance: Helping individuals secure financial protection for their families.
• Health insurance: Guiding clients to find affordable health plans that suit their personal needs.

Independent agents also educate their clients. They provide consultations and assist clients in understanding their options. Through articles, videos, and personalized consultations, independent agents help clients make informed insurance choices.

The Future of Independent Insurance in Colorado

The future of independent insurance in Colorado looks promising. As the state grows, more people will seek personalized, local insurance support. Technology will play a larger role in how insurance is offered, with digital tools making it easier to connect with clients. Many independent agents are already using social media, including LinkedIn, to stay connected and share valuable information.

Even with these technological advancements, independent agents will remain indispensable. Clients still value personal interactions, especially when navigating complex insurance policies. Going forward, independent agents will combine their personal touch with innovative technology to enhance services and reach more clients.

Independent agents will continue to build strong, long-term relationships with clients. Their focus on personalized service, combined with their community involvement, will ensure their ongoing importance in Colorado’s insurance market.

Learn More with PIP! 

If you’re looking for personalized, local insurance support in Denver or anywhere across Colorado, connect with PIP, an independent insurance agency committed to meeting your unique insurance needs. Our experienced team of independent insurance agents is ready to help you find the best coverage for your home, auto, life insurance, health insurance, and commercial insurance needs. With access to a variety of trusted insurance companies and competitive premiums, we’re here to offer insurance solutions that give you the peace of mind you deserve. Whether you’re looking for an insurance broker to guide you through the complexities of insurance coverage or want to explore tailored insurance quotes, we’re here to help.

Contact our insurance group today to receive the perfect insurance coverage and services that fit your specific requirements.

Insurance policies and benefits vary by provider and state. Speak with a licensed insurance professional for details on coverage and eligibility.

Here at Premier Insurance Partners, we make selling insurance easy no matter where you are in your insurance career. We prioritize providing in-depth training to our sales agents to help their clients and grow your business. Find the best rate for your clients with our Medicare software for our top producers. Our annuity tool always offers the most recent changes. If you have any questions, please contact Premier Insurance Partners at 855-827-1661 or info@pip1.com.  

Final expense life insurance is an essential product that helps families cover end-of-life costs, including funeral costs and other expenses. It’s a growing market, and finding high-quality leads can be a challenge. Agents looking to generate final expense leads need to explore multiple strategies to ensure they are reaching qualified prospects.

But with so many strategies available, where do you start?

At Premier Insurance Partners (PIP), we specialize in helping insurance agents find, nurture, and convert leads effectively. In this guide, we’ll walk you through the best ways to generate final expense leads for agents and grow your book of business.

Direct Mail Campaigns: A Time-Tested Strategy

Despite the rise of digital marketing, direct mail remains one of the most effective ways to generate final expense leads for agents. Seniors often prefer tangible communication, making direct mail a great way to engage potential clients.

How to maximize your direct mail success:

• Use personalized messaging that speaks directly to seniors’ needs.
• Target areas with a high concentration of senior citizens.
• Follow up with phone calls to increase response rates.

By consistently sending out well-designed mailers and following up with prospects, agents can build trust and convert more leads into clients.

Digital Marketing Strategies: Expanding Your Reach Online

With more seniors and their families researching insurance policies online, digital marketing is an essential tool for lead generation. Here’s how you can make the most of it:

• Search Engine Optimization (SEO): Optimize your website and content with relevant keywords (like “final expense leads agents”) to attract organic traffic and improve internet leads.
• Pay-Per-Click (PPC) Advertising: Targeted Google Ads and Facebook Ads can help you reach seniors actively searching for final expense coverage.
• Social Media Engagement: Build credibility by sharing informative content, testimonials, and client success stories.

A strong digital presence allows agents to connect with potential clients at the right time and place.

Referral Programs: Leveraging Existing Relationships

Referrals are one of the most cost-effective ways to generate life insurance leads. A satisfied client can introduce you to friends and family, creating a steady stream of warm leads.

How to encourage referrals:

• Offer small incentives for referrals, such as gift cards or service discounts.
• Partner with local businesses that serve seniors, like funeral homes and senior centers, to build trust and strengthen your lead program.
• Ask for referrals at the end of a successful client interaction.

Building strong relationships within the community ensures a continuous flow of high-quality final expense leads for agents.

Live Transfer and Telemarketing Leads: Real-Time Prospecting

Live transfer leads allow agents to speak directly with interested prospects in real time, making it an excellent strategy for telesales and high intent clients. This method is highly effective because the lead has already expressed interest and is ready to talk.

Why live transfer leads work:

• They connect you with motivated buyers who need final expense insurance now.
• They reduce the time spent chasing cold leads.
• They improve conversion rates by engaging prospects at their peak interest.

Working with a trusted lead provider like PIP ensures that you receive high-quality, exclusive live transfer leads.

Exclusive vs. Shared Leads: Choosing the Right Approach

Understanding the difference between exclusive final expense and shared leads helps agents decide where to invest their resources when buying leads.

• Exclusive Leads: Sold to only one agent, increasing the chances of conversion.
• Shared Leads: Sold to multiple agents, making them more affordable but also more competitive.

While exclusive leads often have a higher cost, they typically result in better closing rates. Shared leads, on the other hand, can work well for agents who are confident in their ability to stand out in a competitive market.

Compliance and Ethical Selling: Protecting Your Business and Clients

When prospecting for final expense leads for agents, it’s critical to follow compliance guidelines to maintain trust and credibility, especially when using dialers and SMS outreach.

Key compliance considerations:

• Follow the Telephone Consumer Protection Act (TCPA) regulations when making calls.
• Obtain proper consent before contacting potential leads.
• Be transparent about policy details to ensure ethical selling.

Staying compliant not only protects your business but also builds trust with clients, leading to long-term success.

Generating high-quality final expense leads for agents requires a multi-faceted approach. By leveraging direct mail, digital marketing, referral programs, and live transfer leads, agents can connect with more prospects and increase sales. Choosing the right lead type—exclusive or shared—along with ensuring compliance, will help you build a successful and sustainable business.

But generating leads is just the beginning. The real challenge is turning those leads into lifelong clients. Are you building trust with every interaction? Do you consistently follow up with prospects? Are you positioning yourself as a reliable guide in their financial journey?

At Premier Insurance Partners, we provide agents with the tools and resources needed to succeed—not just in finding leads, but in converting them into lasting relationships. If you’re ready to take your final expense sales to the next level, contact us today and start generating high-quality final expense leads that don’t just convert but stick with you for years to come.

Here at Premier Insurance Partners, we make selling insurance easy no matter where you are in your insurance career. We prioritize providing in-depth training to our sales agents to help their clients and grow your business. Find the best rate for your clients with our Medicare software for our top producers. Our annuity tool always offers the most recent changes. If you have any questions, please contact Premier Insurance Partners at 855-827-1661 or info@pip1.com.  

When it comes to selling Medicare Supplement insurance, having high-quality leads can make all the difference. But finding the right insurance leads isn’t always easy. That’s where Premier Insurance Partners (PIP) comes in. With years of experience in the Medicare space, we help insurance agents like you access top-tier lead programs designed to grow your book of business.

If you’re looking for effective ways to generate Medicare supplement leads in Colorado, you’re in the right place. Whether you’re an independent agent or work with FMOs, we have solutions tailored to your needs as an agent.

Co-Op Marketing Initiatives

Marketing can be expensive, but co-op programs help ease the financial burden. PIP offers co-op marketing initiatives, where we share advertising costs with agents to help expand their reach. These programs allow you to invest in digital ads, direct mail, and other marketing efforts while reducing your overall spend. By partnering with us, you get access to proven strategies that bring in high-intent Medicare Advantage and Medigap prospects.

Exclusive Lead Providers

Not all leads are created equal. Some lead providers sell the same leads to multiple insurance companies, making competition tough. PIP works with exclusive lead providers to give you high-quality, unshared leads. These leads come from sources like direct mail campaigns, online inquiries, and pre-screened databases. Because they’re exclusive to you, you have a better chance of closing the sale without worrying about competing agents.

Digital Lead Generation

The Internet is a powerful tool for finding Medicare Supplement leads in Colorado. Digital lead generation involves using online platforms, such as social media and search engines, to attract interested prospects. PIP helps agents leverage Facebook ads, Google search campaigns, and website lead forms to connect with seniors looking for Medicare Supplement plans. These digital efforts can be supplemented with SMS campaigns and real-time lead notifications.

Many agents use digital lead generation in combination with seminars to educate potential beneficiaries about deductibles, coverage options, and other health insurance details.

Direct Mail Campaigns

Even in the digital age, direct mail campaigns remain a tried-and-true method for generating Medicare Supplement leads in Colorado. With the right messaging and targeted mailing lists, you can reach seniors who are actively searching for a different insurance plan. PIP partners with top mail vendors to ensure your campaigns are cost-effective and well-targeted. We also help you track response rates, so you can adjust your approach for better results.

Training and Support Resources

Getting leads is just the first step—converting them into clients is where the real work happens. PIP provides training and support resources to help agents improve their sales techniques and close more deals. From script development and objection handling to follow-up strategies, our team equips you with the skills you need to succeed. Whether you’re new to Medicare sales or an experienced agent looking to refine your approach, we have resources to support you.

Compliance Considerations

Medicare lead generation must follow strict compliance regulations set by Medicare.gov, CMS, and state laws. PIP ensures that all lead programs we offer are fully compliant, protecting both you and your clients. We provide guidance on do-not-call lists, marketing disclaimers, and best practices to keep you within legal boundaries. Staying compliant helps you avoid penalties and build trust with potential clients. Additionally, we provide education on compliance, helping you navigate the Annual Enrollment Period (AEP) and other key deadlines with confidence.

Generating Medicare supplement leads in Colorado doesn’t have to be a challenge. With the right strategies—like co-op marketing, exclusive leads, digital campaigns, and direct mail—you can consistently grow your client base. Plus, with PIP’s training and compliance support, you’ll have the tools to turn leads into long-term clients.

At Premier Insurance Partners, we understand the unique challenges agents face when growing their Medicare Supplement business. That’s why we’re committed to providing comprehensive lead solutions, knowledgeable guidance, and cutting-edge marketing support to help you succeed in today’s competitive market. By working with PIP, you gain access to exclusive opportunities, innovative lead programs, and a dedicated team invested in your growth.

Don’t let inconsistent leads slow you down. Take control of your success and let us help you build a thriving Medicare Supplement business. Contact Premier Insurance Partners today to learn more about our lead generation programs and start connecting with high-quality prospects in Colorado.

Here at Premier Insurance Partners, we make selling insurance easy no matter where you are in your insurance career. We prioritize providing in-depth training to our sales agents to help their clients and grow your business. Find the best rate for your clients with our Medicare software for our top producers. Our annuity tool always offers the most recent changes. If you have any questions, please contact Premier Insurance Partners at 855-827-1661 or info@pip1.com.  

When selling Multi-Year Guaranteed Annuities (MYGAs), understanding their tax advantages is key. Clients looking for stable, long-term growth often prioritize tax efficiency, making MYGAs a powerful financial tool. By leveraging their guaranteed rate and tax-deferred benefits, you can help clients build wealth while positioning yourself as a trusted agent.

At Premier Insurance Partners (PIP), we equip insurance agents with the insights and tools needed to strengthen annuity sales. Whether you’re new to selling annuities or a seasoned pro, these top strategies for selling MYGAs will help you guide clients toward financial security.

MYGAs and the Power of Tax Deferral

Tax deferral is a game-changer for long-term savings. With MYGAs, clients don’t pay taxes on interest earnings until they withdraw funds. This allows their money to compound faster than certificates of deposit and other taxable alternatives. For clients seeking predictable, low-risk growth, MYGAs offer a compelling solution.

By explaining how tax deferral works, you can help clients see why MYGAs offer predictable, fixed interest rates and tax-deferred growth, making them a strong option for clients seeking stability. However, variable annuities and fixed indexed annuities (FIAs) may provide market-linked growth potential and income rider options that could better suit clients with different financial goals. Many clients overlook tax implications when planning for retirement income, so your role in educating them is crucial.

Why Clients Choose MYGAs

Clients invest in MYGAs for a few core reasons:

• Tax Efficiency – Earnings grow tax-deferred, meaning more money stays invested over time.
• Retirement Planning – MYGAs complement other retirement savings tools and annuity types, helping clients build a reliable income stream.
• Higher Interest Rates — MYGAs often offer higher interest rates than traditional saving accounts, making them attractive to retirees.

Clients in higher tax brackets especially benefit from deferring taxes on growth, making MYGAs an attractive addition to their portfolio.

Tax Deferral vs. Taxable Investments

One of the top strategies for selling MYGAS is to compare them to taxable investments. MYGAs offer tax deferral, meaning clients won’t pay taxes on their earnings until they withdraw funds. This allows their money to compound more efficiently over time. In contrast, taxable investments, such as CDs or mutual funds, require clients to pay taxes on their interest earnings each year, slowing down overall growth.

MYGAs also provide a guaranteed income stream, ensuring clients have predictable returns without market risk. Meanwhile, taxable investments may have fluctuating returns and expose clients to potential market downturns. By emphasizing these benefits, you can help clients understand why MYGAs are a valuable addition to their financial plan.

Overcoming Objections

Some clients hesitate to invest in MYGAs due to liquidity concerns and surrender charges. Here’s how to address those objections:

• Liquidity Concerns: Many MYGAs offer payout options, including penalty-free withdrawals after a certain period or allowing clients to withdraw a portion each year.
• Surrender Charges: These fees decrease over time, making them less significant for long-term investors.
• Overall Benefit: The tax advantages often outweigh short-term liquidity needs, especially for clients focused on lifetime income.

By reframing the conversation around long-term growth, you can help clients see the bigger picture.

Maximizing Tax-Deferred Growth

To fully benefit from MYGAs, clients should integrate them into a broader financial strategy. Here’s how:

• Diversify Retirement Savings: Use MYGAs alongside IRAs and 401(k)s for tax-efficient growth.
• Plan for Withdrawals: Educate clients on structuring withdrawals to minimize tax burdens in retirement.
• Reinvest Earnings: When MYGA terms end, rolling funds into a new annuity contract can extend tax deferral benefits.
• Use Laddering Strategies: Staggering MYGA terms through laddering helps clients maintain liquidity while optimizing their returns.

Your role as an agent is to highlight these strategies and show beneficiaries how MYGAs fit into their long-term plans.

Best Practices for Selling MYGAs

Success in selling MYGAs comes down to education and the right tools. At PIP, we provide agents with everything needed to close more sales effectively. Here are some top strategies for selling MYGAs:

1. Use Clear, Simple Explanations – Clients may not understand financial jargon, so keep your messaging straightforward.
2. Show the Tax Benefits – Provide real-world examples of how tax deferral helps grow savings.
3. Highlight Stability – Emphasize how MYGAs protect against market downturns.
4. Leverage PIP’s Resources – Use our calculators, training, and marketing materials to educate clients.
5. Position MYGAs Alongside Other Annuity Products — Compare traditional fixed annuities, FIAs, and income annuities to find the best fit for each client.
6. Work with Reputable Providers — Partners with reputable insurance companies to offer secure annuity contracts.

By focusing on education and transparency, you can build trust and boost your MYGA sales.

The top strategies for selling MYGAs are about more than just closing a deal—they’re about helping clients secure their financial future. By leveraging tax deferral, addressing objections, and demonstrating MYGAs’ advantages over taxable investments, you can confidently guide clients toward long-term growth.

At Premier Insurance Partners, we’re here to support your success. Ready to take your MYGA sales to the next level? Contact us today to access agent training, marketing By explaining how resources, and exclusive MYGA products that will help you grow your business.

Here at Premier Insurance Partners, we make selling insurance easy no matter where you are in your insurance career. We prioritize providing in-depth training to our sales agents to help their clients and grow your business. Find the best rate for your clients with our Medicare software for our top producers. Our annuity tool always offers the most recent changes. If you have any questions, please contact Premier Insurance Partners at 855-827-1661 or info@pip1.com.  

Selling life insurance isn’t just about policies and premiums—it’s about understanding client needs and building trust. To succeed in this industry, insurance agents need more than just product knowledge. They need strong sales skills, confidence, and the ability to connect with clients on a personal level.

At Premier Insurance Partners (PIP), we’re committed to providing agents with the tools, training, and support they need to thrive. Whether you’re new to the insurance business or looking to refine your skills, PIP provides essential life insurance sales training for agents to boost your success and grow your career.

Understanding Your Target Market

For new insurance agents, understanding your target audience is the foundation of effective sales. Different clients have different needs, and identifying those needs early can help you tailor your pitch.

Key Client Demographics:

• Young Families: Looking for affordable coverage to protect children and a spouse.
• Middle-Aged Professionals: Seeking policies that complement their retirement and wealth-building plans.
• Seniors & Retirees: Interested in final expense insurance or policies that provide financial security for their heirs.

By understanding who you’re speaking with, you can adjust your approach and highlight the benefits that matter most to them.

The Psychology of Selling Life Insurance

Life insurance is a sensitive topic. It requires agents to build trust and navigate objections with empathy and professionalism.

Building Trust:

• Be transparent: Explain policies clearly and honestly. Break down complex terms into easy-to-understand concepts, ensuring clients feel informed rather than overwhelmed.
• Listen actively: Show genuine interest in clients’ concerns by paraphrasing their thoughts and asking follow-up questions. This shows you value their needs and focus on finding the right solution for them.
• Follow through: Always do what you promise to build credibility. Send follow-up information, schedule policy reviews, and maintain consistency to reinforce trust and reliability.

Handling Objections:

• “I can’t afford it.” Instead of dismissing this concern, acknowledge it and explore budget-friendly options. Educate insurance leads on how even a small policy can provide meaningful protection and fit within their financial plan.
• “I don’t need it.” Some clients believe life insurance is unnecessary, especially if they’re young or have savings. Share real-life scenarios where life insurance played a critical role, emphasizing how it provides security and peace of mind for loved ones.
• “I’ll think about it.” Procrastination is common when making financial decisions. Highlight the risks of waiting, such as higher premiums with age or potential uninsurability due to health changes. Offer a low-pressure approach, such as a policy review at a later date, to keep the conversation open.

Essential Sales Techniques

Successful agents don’t just sell—they educate and guide their clients using consultative selling techniques. Comprehensive life insurance sales training for agents can ensure professionals have the right approach when engaging with clients.

A sales team that emphasizes understanding client needs is more likely to outperform teams using aggressive tactics. Here are some proven sales strategies:

1. Storytelling:

People connect with stories more than statistics. Share real-life examples of how life insurance has helped families in difficult times.

2. Value-Based Selling:

Instead of focusing on price, focus on the value. Emphasize how life insurance provides security, peace of mind, and long-term benefits.

3. Consultative Approach:

Ask insightful questions to understand clients’ needs and recommend personalized solutions rather than pushing a one-size-fits-all policy.

Mastering Client Conversations

Mastering client interactions is a key component of life insurance sales training for agents. Well-trained life insurance agents know that strong communication is key to closing deals and retaining clients. Sales coaching can help refine your ability to lead productive sales calls and enhance sales performance.

Knowing how to lead client conversations can make or break a sale. Here’s how to do it effectively:

• Ask Open-Ended Questions: “What are your biggest financial concerns for your family?” Open-ended questions help clients share more details about their financial goals and challenges, allowing you to tailor your recommendations effectively.
• Listen More Than You Talk: Let clients express their worries before offering solutions. Active listening builds trust and allows you to truly understand their concerns, making it easier to position life insurance as a valuable solution.
• Use Simple Language: Avoid industry jargon that can confuse or overwhelm clients. Instead, use relatable terms and analogies to ensure they fully grasp the importance of life insurance and how it fits into their financial plan.

Overcoming Common Sales Challenges

Even experienced salespeople face challenges. Many clients hesitate due to concerns about insurance policies, pricing, or long-term commitments. In these situations, applying insights from insurance marketing can make a difference:

• Price Objections: Offer policy options that fit their budget while emphasizing the long-term benefits.
• Policy Hesitations: Break down complex terms and provide clear comparisons to help clients make informed decisions.
• Emotional Barriers: Be patient and empathetic when discussing tough topics like death and financial planning.

Continuous Learning and Certification

The best agents never stop learning. Structured life insurance sales training for agents can improve sales management skills and overall sales performance. Learning through webinars, step-by-step guides, and modules boosts confidence and allows you to stay ahead of industry trends.

Ways to Keep Improving:

• Join Training Programs: Enroll in life insurance sales courses to refine your techniques. At PIP, we offer comprehensive training sessions that cover everything from sales fundamentals to advanced techniques, ensuring you stay ahead in the industry.
• Find a Mentor: Learning from experienced agents can accelerate your success. PIP connects agents with seasoned professionals who provide guidance, insights, and real-world sales strategies to help you build confidence and close more deals.
• Stay Updated: Keep up with policy changes, market trends, and new sales strategies. PIP provides ongoing education, market analysis, and resources to ensure our agents are always equipped with the latest knowledge and tools to succeed.

No matter where you are in your sales journey, PIP offers the resources and life insurance sales training you need to continuously improve and achieve success in the life insurance industry.

Selling life insurance is about more than closing deals—it’s about helping people protect their future. By understanding your clients, using effective sales techniques, and continuously improving your skills, you can build a thriving career in this industry.

At Premier Insurance Partners, we’re here to support your journey with training, resources, and mentorship. Ready to take your sales skills to the next level? Contact us today to learn more about our agent training programs.

Here at Premier Insurance Partners, we make selling insurance easy no matter where you are in your insurance career. We prioritize providing in-depth training to our sales agents to help their clients and grow your business. Find the best rate for your clients with our Medicare software for our top producers. Our annuity tool always offers the most recent changes. If you have any questions, please contact Premier Insurance Partners at 855-827-1661 or info@pip1.com.