Universal Life, Term Life, & Single Premium Life Insurance

Our life insurance division is full of experienced marketers. Their experience provides you the support you deserve. We have CLU, ChFC designated marketers who can assist you with the big Estate Planning policies or Income Generating Indexed UL cases. In addition, we also enjoy assisting agents specializing in the easy, simplified issue lower death benefit cases.

Indexed UL and Universal Life Carriers

  • Americo*
  • American General
  • American National
  • Baltimore Life*
  • Foresters* – A terrific plan that utilizes Participating Whole Life
  • John Hancock
  • Kansas City Life**
  • Lincoln Financial
  • Minnesota Life**
  • Mutual of Omaha
  • North American Life**
  • Oxford Life*
  • Presidential Life
  • Prudential
  • Royal Neighbors – Excellent cash value and death benefit
  • and many more!

* Best carriers for low face amount UL ($ 50,000 or less) or Simplified Issue life (up to $250,000) ** Excellent carriers for Indexed UL and income planning.

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Single Premium Life Carriers

  • Assurity Life – Big commission with unique Home Health Care rider
  • Baltimore Life – Issued to Table 8 (most carriers are only Table 4) and just introduced a new SPL that accepts annuity premium!
  • Americo Life – A leader in SPL – only a 5 year surrender charge and a double digit commission.
  • National Western – Great compensation, solid product
  • Oxford Life – Solid carrier

Need Training on Indexed UL, Single Premium Life or other products? See our Training Page for excellent resources.